Foreign National Home & Multifamily Loans
International buyers and investors can take advantage of real estate opportunities in the United States through our Foreign National loan programs. These financing solutions are designed for individuals who live outside the U.S. and may not have traditional U.S. documentation such as Social Security numbers, U.S. employment records, or local credit history.
Our Foreign National loan programs allow qualified buyers to purchase residential homes as well as multifamily investment properties with up to 10 units. These programs are structured to make U.S. real estate investment more accessible for international clients who want to own income-producing property in the United States.
For many investment properties, loan qualification may be based primarily on the rental income and cash flow of the property, rather than traditional income verification. This approach allows investors to qualify without the need for extensive U.S. income documentation.
Foreign National loans typically require a down payment ranging from 25% to 35%, depending on the property type and program guidelines. These loans can be used to purchase both single-family homes and multifamily buildings that generate rental income.
At Across America Mortgage Company, we work with international investors to help them navigate the financing process and access opportunities in the U.S. real estate market with confidence.
